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   Personal Finance
 Home>Money & Business>Personal Finance>
Keeping a Safe Harbor: Maintaining & Protecting Your Home
Unit 4

Unit 4. After the home purchase learn to maintain its value, properly secure and insure your home investment, avoid home repair rip-offs and prevent foreclosure. In addition, learn the life expectancy of your home appliances and home sytems and how to improve the health of your home.

Sailing Through the Mortgage Process
Unit 3

Unit 3: Understand mortgage terms and loan programs, know the questions to ask before choosing a mortgage and how to shop wisely for one. Be prepared when applying for a mortgage loan and know what will be needed at closing. Also learn how to avoid subprime loans.

Staying on Course with Financial Management
Unit 2

Complete Unit 2 materials cover: Organizing your family finances by setting goals, developing a cash flow worksheet and net worth statement, developing a budget and managing your credit. In addition, find helpful tips on homeowner tax planning, stretching your dollars and saving and preventing identiy theft.

Navigating Your Way to A New Home - Unit 1
Unit 1 image

Unit 1 - Complete unit materials cover: renting versus owning, housing priorities, how to evaluate homes and house plans, how to determine housing price limits, how to choose your home-buying professional team, shopping resources, how to negotiate purchase price of home, your housing rights and what needs inspecting prior to purchasing a home.

A New Normal For Personal Finance
If you've been adversely affected by the economy, as most have, then you're probably wondering when things will get back to normal. Financial experts are saying we need to prepare ourselves for a "new normal." Find out what that means for you.
Review IRS Form W-4 Annually
Tax time is a good time for each of us to review the amount which will be withheld by our employers for taxes.
Homebuyer Education Graduates Achieve Their Dream
View the story of one couple's path to achieving their "American Dream" of owning a home. Graduates of the "Charting Your Course to Homeownership" homebuyer education program relate their successful journey.
Homebuyer Education Program Graduate Succeeds
View the inspiring story of one family's journey from losing their home in Hurricane Rita to becoming the proud owners of a home of their own after completing the "Charting Your Course to Homeownership" homebuyer education program.
Take Control of Your Credit
SAIL Take Charge of Credit
Materials covered in the Saving and Investing for Life; Take Control of Your Credit unit include how to obtain, read and analyze your credit report and understanding your credit score. Also includes information regarding the Credit CARD Act of 2009.
Medicare Part D 2009
These prescription drug plans can change dramatically from year to year, so it is important to comparison shop during the open enrollment period (Nov. 15 to Dec. 31) each year to be sure you get the best prescription drug coverage for the best price.
The 2009 Earned Income Tax Credit
Managing in Tough Times Federal Incentive Payments for Low-Income Workers
Eligible working families and individuals can claim this important federal incentive payment to help them pay down their bills, increase emergency fund savings, and more.
Louisiana posts most stories to money management Web site
group of four
Louisiana submitted the most stories – 104 – to a national extension Web site called Managing in Tough Times.
Selling Your Gold Jewelry
Times are tough, and gold prices are high. People are looking for ways to raise extra cash. It is important to comparison shop to avoid gold buying rip-offs.
Living on Less: How to manage through hard times
grocery shopping
Many people feel fortunate that they managed to hold onto their jobs this year, but few were fortunate enough to see a pay increase. Some who work hourly or on commission are actually seeing a decrease in their pay check, which leaves many families trying to figure out how to live on less.